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      Homeowners Insurance Agencies

      MA Home Owners Insurance

      Below is a list of insurance agencies in Wellesley and surrounding Boston suburbs. Contact us if you have any questions.

      These are local Boston suburb insurance agencies, listed alphabetically, that should be able to help you:

      Corcoran & Havlin Insurance Group
      Tom Fitzgerald
      Director of Client Services
      Private Client Group
      Corcoran & Havlin Insurance Group
      287 Linden Street
      Wellesley, MA 02482

      Deland, Gibson Insurance Associates, Inc.
      36 Washington Street
      Wellesley, MA 02481
      781-237-1515

      Hoffman Insurance Services
      141 Linden Street
      Wellesley, MA 02482
      781-235-0087

      Provider Insurance Group
      160 Gould Street, Suite 130
      Needham, MA 02494
      800-466-0922

      >> Read More

      Real Estate Attorneys

      Massachusetts Real Estate Attorneys Here is an alphabetical list of real estate attorneys in Wellesley, Needham, and surrounding towns, which Rutledge Properties agents hope you will find useful.

      Contact us if you have questions and to learn more about buying Wellesley area real estate.

      Peter Covo
      1-781-431-1009

      Gilbert Cox
      1-781-444-2844

      Roy Cramer
      781-943-4000
      RAC@128law.com

      Jack Donoghue
      1-508-785-1303

      Doyle & Mone
      1-781-235-9511

      Fryer & O’Brien
      1-508-785-1505

      Gilmartin, Magence, Camiel & Ross
      1-617-964-4300

       

      Kertzman & Weil
      1-781-237-8701

      King & Navins
      1-781-237-0150

      Murphy & Lewis
      1-781-416-1888

      Wilder & Shea
      1-781-235-3400

      George Richards
      508-655-1660
      grichards@southnaticklaw.com

      James McLaughlin
      508-653-3300
      jmclaughlin@southnaticklaw.com

       

       

      >> Read More

      Relocation Resources

      MA Relocation ResourcesRutledge Properties is proud to be associated with The Realty Guild, representing the best independent real estate firms in Massachusetts, and Leading Real Estate Companies of the World (formerly known as RELO), representing the best independent real estate companies across the country and beyond, and the Employee Relocation Council (ERC).

      The most personal source for local information is your local Rutledge Properties agent! Contact us to learn more about relocating to Wellesley or another town nearby.

      Click here to learn more about buying a home in a Boston suburb.

      >> Read More

      Mortgage Resources

      Home financing is the largest challenge in buying a home. Rates are great, but qualifying is harder than ever. Before you start your "dream home" search, find out what you can afford. A mortgage broker will help you understand your mortgage options, position you to buy, qualify you for a mortgage, and give you a "pre-approval" to present to the seller when you actually find that perfect property in Wellesley MA or another town in the area.

      Below, in alphabetical order, are some mortgage brokers. Each has a slightly different "niche" in home financing. Contact us if you have questions and to learn more about buying a homes in a Boston suburb.

      Click here to find a local real estate attorney.

      Portfolio Lenders

      Berkshire Bank
      John McNally
      Sr. Loan Officer - Home Lending
      1 Van de Graaff Drive
      Burlington, MA 01803
      978  399-4125
      jmcnally@berkshirebank.com

      Boston Private Bank
      Nora McGowan
      236 Washington Street
      Wellesley, MA 02481
      781-707-7712
      nmcgowan@bostonprivatebank.com

      Citizens Bank
      Catherine Long
      36 Washington Street
      Norwell, MA 02061
      508-789-9599
      Catherine.Long@citizensbank.com

      First Commons Bank
      Karen Cohn
      718 Beacon Street
      Newton Centre, MA 02459
      598-397-1913
      jfoster@firstcommonsbank.com

      First Republic Bank
      Sue Ann Sheehan
      781-718-6130
      ssheehan@firstrepublic.com
      Lance Mackey
      617-694-9363
      lmackey@firstrepublic.com
      160 Federal Street
      Boston, MA 02110
      Cell: 671-785-8494

       

       

      Mortgage Master
      Bridget Thomsen
      102 Elm Street, 3rd floor
      Walpole, MA 02081
      Cell: 617-966-6633
      bthomsen@mortgagemasterinc.com

      Mortgage Network, Inc.
      Elliott Pratt
      892 Worcester Street
      Wellesley, MA 02482
      Cell: 617-678-4808
      epratt@mortgagenetwork.com

      Needham Bank
      Timothy Day
      1063 Great Plain Avenue
      Needham, MA 02492
      781-474-5851
      tday@needhambank.com

      Salem Five
      Ed Barrett
      40 Grove Street, Suite 450
      Wellesley, MA 02482
      Cell 978-498-0348
      edward.barrett@salemfive.com

      Jeffrey Page, Senior Vice President
      210 Essex Street
      Salem, MA 01970
      tel. 617.910.8238
      fax. 978.498.0374
      jeffrey.page@salemfive.com

      Wellesley Bank
      Brian Lynch
      40 Central Street
      Wellesley, MA 02482
      781-235-2550
      blynch@wellesleybank.com

      Mortgate Brokers

      Independent Mortgage, Inc.
      Jim Sullivan
      617-816-3316

      Mortgage Master
      Bridget K. Thomsen
      100 Elm Street, 3rd Floor
      Walpole, MA 02081
      617-966-6633
      bthomsen@mortgagemasterinc.com

      Mortgage Network
      Elliott Pratt
      892 Worcester Street, Suite 100
      Wellesley, MA 02482
      617-678-4808
      epratt@mortgagenetwork.com

      >> Read More

      Buyers Information

      Buying a HomeYou will find the process of buying a home in Wellesley and surrounding towns much easier if you find a real estate agent first! Personal referrals are the best source. If you are going to open houses, check out the realtors along with the properties. Referral services and web pages will give you options.

      After finding the home of your dreams….

      Massachusetts has a 2-step process for transferring (buying and selling) real estate. Although the sale can be closed with a fully executed offer, most MA real estate sales take place through an Offer to Purchase and a Purchase and Sale (P&S) Agreement. All agreements between the parties must be in writing.

      The standard form Offer to Purchase for a property sets forth the description, the price, the timing, deposits, and any contingencies agreed upon by the parties. These contingencies often include financing and inspections. Lead paint notification and agency disclosure are required by law. The deposit to bind the offer is held in escrow by the listing broker.

      The P&S is usually executed 10 days to 2 weeks after the Offer (giving time for inspections) and is negotiated by the parties’ attorneys.

      The closing date is established in the Offer and the Purchase and Sale Agreement. Usually the “bank attorney” conducts the closing. The buyer brings his/her mortgage and certified funds to close, an insurance binder, and picture ID.

      The bank will require title insurance sufficient to cover the mortgage. The buyer may decide to cover the entire purchase price. Mortgage insurance is a one-time payment for the ownership of the property.

      The sale is complete when title passes and the deed has been recorded.

      Your Rutledge Properties real estate agent can guide you through each of these steps. Contact Rutledge Properties with any questions.

      Here are some additional links which we hope you’ll find helpful as you prepare to buy your home:

      Why Use a REALTOR®?

      Get Ready for Homeownership

      Buyers: Prepare for Closing & Beyond

      >> Read More

      Questions?

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